June 8, 2016
AgencyWhat are my Medicare coverage options when I turn 65?
What are my Medicare coverage options when I turn 65? Well, you are soon turning 65 and are getting bombarded with a lot of mail from all the different insurance companies telling you to make a decision about your Medicare coverage but what are your options and how do you know which coverage works best […]
June 2, 2016
AgencyThe B Medicare Supplement Insurance Plan
The B Medicare Supplement Insurance Plan You can’t make a good Medicare supplement insurance choice if you do not know the plans the first place to start before even looking at the rates and carriers is to have a good foundational understanding of how the plans differ and in that light, let’s take apart the B Medicare supplement plan. […]
June 2, 2016
AgencyThe “A” Medicare Supplement Insurance Plan
The “A” Medicare Supplement Insurance Plan It’s important to break down each Medicare supplement insurance plan to make sure you really understand what they cover before your final choice. Luckily, the different plans all operate within the same categories of benefits with the difference (outside of cost) being whether a certain Medicare benefit is covered by the Medigap plan […]
May 31, 2016
AgencyBuying Long Term Care Insurance
Buying Long Term Care Insurance There was a time when buying long-term care insurance was fairly easy and pretty cut and dry. Times have changed for this particular type of insurance and anyone considering buying it would do well to spend some time investigating carriers and coverage levels as well as premiums. Generally speaking, the cost for a nursing […]
May 31, 2016
AgencyBasics Of Long-Term Care Insurance
Basics Of Long-Term Care Insurance Recent studies highlight what is a growing set of problems associated with long-term health care costs. Many of these problems arise out of the fact many Americans simply do not know how much these costs are and many rely on Medicare to pick up the bill when, in many cases, there is […]
May 24, 2016
AgencyWhat is Medicare Part B premium?
What is Medicare Part B premium? Medicare Part A and Part B is also called “Original Medicare” or “Traditional Medicare”. For most people who are eligible for Original Medicare, Part A is free of charge if certain conditions are met. Part B of Original Medicare is not free and will cost you a monthly premium. […]
May 23, 2016
AgencyHigh Deductible F Plan For Medicare Supplemental Coverage
High Deductible F Plan For Medicare Supplemental Coverage The Medicare supplemental insurance market was a pretty staid affair for years (if not decades). You had a standard suite of plans to choose from A to J and all was well with the world. Things have change quite a bit just in the last decade and will undoubtedly change more […]
May 23, 2016
AgencyPlan F in 2020
Plan F in 2020 Due to recent changes coming up for Plan F in 2020, I hear more and more questions and concerns from seniors regarding the future of Plan F. Some of the questions include: Will I be dropped from Plan F in January, 2020? Is my premium going to increase by a lot?, […]
May 20, 2016
AgencyHow to Enroll in Medicare?
How to Enroll in Medicare? There are 3 easy ways one can enroll in Medicare when turning 65. 1. Visit your local Social Security Office 3 months prior to your birthday month and let them know that you need to sign up for Medicare, Part A (hospital coverage) and Part B (outpatient coverage – doctor’s […]
May 20, 2016
AgencyA Look Into the Benefits of Medicare
A Look Into the Benefits of Medicare Americans spend billions of dollars for healthcare programs and services, more specifically insurance programs. One of the more famous types of social insurance programs available to Americans is Medicare. It is one of the more reliable types of healthcare because your insurer is the government itself. Medicare is a […]